Debt Management / Debt Management Plan

Our Debt Management Plan is a simple, systematic way of dealing with your debts. Not only can it reduce your repayments but is also takes the stress of dealing with your creditors away and can stop them from taking legal action against you.

We operate a 'single payment' plan whereby our clients pay us a single, monthly fee and we then distribute this between each of their creditors. This means all your debts are consolidated into one single, affordable payment. Not only are they consolidated into one monthly payment, in almost all cases we can reduce the total amount you pay each month by up to 75%. This is due to the fact that your creditors know you have a debt management company working on your behalf and we can work on your behalf to get the creditors to lower or freeze your interest rates. Also, you no longer have to feel harassed by your creditors; from the day you sign up with us, we will handle all communication with your creditors.

The simple payment you pay is based on your income and expenditure. This means that legitimate living expenses such as mortgage, phone and food are removed from your income so you only pay what you can afford.

What are the benefits of a debt management plan?

• One, affordable monthly payment - living expenses (mortgage, phone, food, etc.) are removed from your income so you only pay your creditors what you can afford
• No need for another loan - we don't consolidate your debts with another loan like some companies. That is the last thing you need! We simply negotiate with your creditors and agree to pay them what you can afford
• We deal with your creditors - relieve the stress of dealing with lots of different creditors. You pay us one monthly payment and we distribute this amongst your creditors
• Lower interest / payments - whilst in our Debt Management Plan creditors will normally reduce or freeze interest
• Become debt free - if a structured Debt Management Plan is followed you will become debt free

Who are we?

We are Office of Fair Trading registered and are licensed debt adjusters. We are also data protection registered. This means that we are qualified to give quality, confidential debt advice and credit counselling. We have an experienced team and we pride ourselves on providing quick and effective debt management solutions. We operate on a national basis throughout the UK. We deal with debts ranging between £3000 and £250,000.

Next step?

If you think you need a debt management plan, or you just want free debt advice, click the button below and use the form to send us your details. We look forward to assisting you.